1. Home
  2. Knowledge Base | PreventionWeb
  3. Themes

Insurance and risk transfer

The process of formally or informally shifting the financial consequences of particular risks from one party to another, whereby a household, community, enterprise or State authority will obtain resources from the other party after a disaster occurs, in exchange for ongoing or compensatory social or financial benefits provided to that other party. Risk insurance is a key disaster risk management activity.

This theme covers aspects of disaster risk financing, catastrophe bonds, financial resilience, and micro-insurance.

Latest Insurance & risk transfer additions in the Knowledge Base

Uploaded on
Gender analysis of climate and disaster risk finance and insurance in Madagascar thumbnail
Documents and publications

This report examines how Climate and Disaster Risk Finance and Insurance policies and programmes in Madagascar integrate Gender Equality and Social Inclusion, and assesses whether existing frameworks effectively address differentiated vulnerabilities.

The Global Shield against Climate Risks
The Christchurch Cathedral collapsed during the 2011 earthquake in New Zealand
Update

Auckland Law School academic Rohan Havelock is investigating how New Zealand’s earthquake insurance stacks up against Japan’s.

University of Auckland
Update

This article examines how insurance-backed debt mechanisms can unlock climate finance while strengthening countries’ resilience to climate shocks.

Atlantic Council
Update

Proposals by California, Hawaii and New York lawmakers aim to hold fossil fuel industry accountable for soaring rates.

Guardian, the (UK)
When social protection anticipates risk: Lessons from a shock responsive social protection simulation in Rajshahi city, Bangladesh thumbnail
Documents and publications

This initiative showcases the feasibility of using existing social protection systems to deliver anticipatory action, e.g. by delivering early warning information and anticipatory cash, to address impacts of potential shocks like heatwaves.

Anticipation Hub
Update

Over the past decade, the Gambian government has taken important steps to prepare financially for shocks, including becoming one of the first countries to join the African Risk Capacity (ARC) and one of the few that have consistently purchased insurance.

Centre for Disaster Protection
Update

Recent disasters raise an urgent question: how prepared is India to protect both its economy and its people from disasters caused by natural hazards?

Social Policy Research Foundation (SPRF)
Research briefs

Researchers have identified two urgent challenges the United States faces in adapting to climate change: a potential disaster insurance crisis and the lack of comprehensive relocation policies for communities facing chronic flooding.

Gwangju Institute of Science and Technology
Uploaded on