Insurance and risk transfer

This report presents an independent evaluation of its In-Country Process - the multi-step pathway through which countries identify their priorities and request support - drawing on case studies from Pakistan, Costa Rica and The Gambia.

In California, “uninsurable” means wildfire premiums jumping from $2,500 to $20,000 a year, or insurers refusing to renew policies altogether. In rural Mozambique, it means families having no financial safety net when a cyclone destroys their home.

US residential flood exposure poses a growing credit risk, given large insurance protection gap.

As of October 2025, 6,728 people in Magude have benefited from improved water access, including 2,561 women. Approximately 8,797 cattle have benefited from improved water access, and 1,045 households received food assistance during drought periods.

This working paper provides a comprehensive analysis of the disaster risk financing landscape across the Pacific.

This paper explores the different types of partnerships thatPublic Development Banks can pursue with private insurers to increase coverage that supports climate goals in EMDEs.

A new white paper from the Salata Institute's Climate Adaptation in South Asia research cluster brings together perspectives to examine how extreme heat is reshaping life and livelihoods across India.