Insurance and risk transfer

More than USD 29 million has been mobilised to support Madagascar’s response and recovery following tropical cyclones Fytia and Gezani through a combination of pre-arranged financing solutions.

This report aims to support government efforts to build financial resilience against catastrophic risks and mitigate the social, economic and financial consequences of unprotected financial exposures.

Rising home insurance premiums in New Zealand highlight growing pressure on the country’s natural hazards insurance system as climate change, increasing disaster risks, and higher reinsurance costs challenge its long-term affordability and sustainability.

Ecuador has contracted its first parametric agricultural insurance policies, benefitting up to 10,000 people in smallholder rice and maize farming households against extreme rainfall and drought-risk.

The January 2026 special issue of The Geneva Papers on Risk and Insurance gathers research on climate modelling, adaptation, and catastrophe management, spotlighting the innovations that will be vital for today’s fast-changing climate risk landscape.

The article explains how the UK’s Flood Re insurance scheme keeps flood coverage affordable for homeowners, but warns that rising climate-driven flood risk may challenge the system’s sustainability before its planned end in 2039.

For many governments, the question is no longer whether adaptation is necessary, but how to finance it at the scale and speed required, particularly in the context of limited public resources and competing priorities.

This report focuses on the integration of gender considerations in Climate and Disaster Risk Finance and Insurance (CDRFI) policies and programmes in Senegal, with partial exploration of other aspects of social inclusion.