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Insurance, housing and climate adaptation

Source(s):  Deep South National Science Challenge (NZ)

Climate change will inevitably threaten New Zealand’s coastal housing, but the exact nature of that threat will depend on the insurance options available. This note discusses how insurance will adapt to a changing climate. New Zealand’s current insurance institutions are surveyed; these are sufficiently unusual to limit the applicability of the international literature. Issues with the provision of climate-sensitive insurance – particularly with its pricing – are discussed, as are relationships between insurance markets and financial markets. Possible policy responses are suggested. The note concludes by proposing high-priority questions for future research.



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  • Insurance, housing and climate adaptation
  • Publication date 2017
  • Author(s) Belinda Storey, Ilan Noy, Wilbur Townsend, Suzi Kerr, Rhian Salmon, David Middleton, Olga Filippova and Vanessa James
  • Number of pages 12 p.

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