Weather-index based crop insurance as a social adaptation to climate change and variability in the Upper West Region of Ghana

This document discusses opportunities for weather-index based crop insurance in Ghana. The aim of this paper is to record the concept, participatory testing and results of this project. Discussions with stakeholders showed that although the participatory design tools were valuable, a number of logistical challenges were identified that need to be addressed for effective scaling. 

The study highlights the high spatial variability of rainfall in the Upper West region of Ghana, showing the necessity of satellite-derived rainfall products. The framework suggested in this report highlights the complexity and the institutional structures required to implement an effective insurance. In effect, there are complexities and intricacies that must be overcome before establishing a sustainable insurance scheme in Ghana. 
 

Working Paper No. 189. Shared under a Creative Commons Attribution – NonCommercial–NoDerivs 3.0 Unported License (CC BY-NC-ND 3.0).