The state of pre-arranged financing for disasters 2025

This report captures developments up to 2024, but early 2025 saw sweeping cuts across major donor budgets. Their impact will only become visible in next year’s assessment. Scaling up pre-arranged financing, making it accessible and affordable for all countries, and shining a brighter light on how it is deployed will determine whether this progress translates into protection for those who need it most.

This year’s findings give us the most comprehensive and up-to-date picture yet of how pre-arranged finance is working at global level. While the increase in international pre-arranged finance is a positive story globally, it is not the whole story. The uptake of pre-arranged finance instruments varies largely by countries’ income status, leaving the most at-risk countries with far lower levels of protection. To close this gap, there is an urgent need for more instruments tailored to those nations.