Insurance and risk transfer

This policy brief examines the first real-world use of debt pause clauses - contractual mechanisms that allow sovereign borrowers to temporarily defer debt payments in the wake of a disaster.

The Government of Jamaica has prepared itself for the 2025 hurricane season with a further increase to its National Natural Disaster Risk Financing Policy arrangements

Investment in pre-arranged finance for disasters is growing, and today's toolkit is far broader than it was just a few years ago. With lives and livelihoods on the line, we need to know which approaches work, which don't-and why.

This insurance solution is embedded within Ethiopia’s Input Voucher System (IVS), ensuring that smallholder farmers receive financial protection against crop failures.

A team from the University of Florida is helping Florida homeowners make smarter choices about building materials and interior finishes that better protect their homes and potentially save on their insurance premiums.

Innovative parametric insurance protects Las Flores surf economy, illustrating ocean literacy, investment gaps, blended finance solutions, and effective governance needs.

Study of 2021 Western European floods finds insurance access drives homeowner adaptation post-disaster. Severe damage (>60% home value) reduces intent to adapt, prompting relocation. Institutional, financial, and psychological limits identified.

Start Network and Aon have launched a groundbreaking reinsurance product to strengthen Start Ready’s ability to provide early, anticipatory funding for climate crises.