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This brochure presents the products combining risk reduction and insurance for low income groups such as small-holding farmers and day labourers that will be designed and implemented by the Climate Risk Adaptation and Insurance in the Caribbean programme. It targets medium-level weather extremes (e.g. hurricanes and droughts) through five goals: (i) hel…
This document the fourth annual report of the Microinsurance Innovation Facility, a mechanism aimed at protecting poor people against risks – such as accidents, illnesses, death in the family, natural disasters and property losses – in exchange for insurance premium payments tailored to their preferences and capacity to pay. It addresses disaster covera…
Publication
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This report describes the Zurich Foundation's mission which is to help individuals and communities understand and manage risk, leveraging Zurich’s core strengths as an insurer. It explains the long-term partnerships with select non-profit organizations like Practical Action, the Rainforest Alliance, and the International Federation of Red Cross and Red…
In this brief, the World Food Programme (WFP) is introducing its flagship integrated climate-risk management approach, the R4 Rural Resilience Initiative (R4), to address both the climatic and non-climatic drivers of vulnerability in Haiti. WFP Haiti is combining a set of integrated risk management strategies, including access to microinsurance, as wel…
Publication
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A declaration adopted by the Member States of the Alliance of Small Island States (AOSIS) on September 27, 2012, on the sidelines of the 67th United Nations General Assembly, calling for urgent action to address the climate change crisis which Small Island Developing States (SIDS) are already experiencing with impacts such as sea-level rise and storm su…
Publication
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This paper explains the excess rainfall parametric insurance product of the Caribbean Catastrophe Risk Insurance Facility (CCRIF) and Swiss Re Excess Rainfall (XSR), which helps to mitigate the short-term cash flow problems small developing economies suffer after major natural disasters. The product is aimed primarily at extreme high rainfall events of…
Publication
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Technical paper series no 1: This paper explains the parametric insurance system of the Caribbean Catastrophe Risk Insurance Facility (CCRIF) in the event of a hurricane or an earthquake. The paper explains the differences between parametric insurance systems and indemnity-based systems, how payments are calculated, and the CCRIB catastrophe model.…
This report examines four topics: (i) disasters in 2012, with a focus on recurring disasters; (ii) the role of regional organizations in disaster risk management; (iii) wildfires; and (iv) the important role of women in disaster risk management. It highlights the value given by governments and other actors in working together to prevent disasters and, t…
Publication
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This volume is a unique collection of recent practices and emerging ideas in microinsurance. It addresses the trend towards more complex covers, including index insurance and climate change and disaster cover (chapter 4) and its consistency with the risk management needs of poor households. It uses some specific examples, such as a rain-based index insu…
Publication
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These proceedings of the 2010 Understanding Risk (UR) Forum summarize presentations by leaders of forum sessions, risk experts and practitioners from around the world. It details the fast-paced innovation in risk assessment and documents what can be done to better understand the potential impact of the next monsoon floods in South Asia, earthquakes in t…

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