Insurance and risk transfer

The authors investigate how home insurance pricing affects household investment in climate adaptation.

IAG finds Australians remain underprepared despite widespread heatwave impacts

The Dominican Republic has become the first country in Latin America and the Caribbean to integrate parametric insurance into its adaptive social protection system; providing rapid financial support to households when extreme rainfall or wind events occur

Moody’s finds that increasing severity and frequency of hazards, and the sunsetting of the UK reinsurance plan Flood Re in 2039, could widen public sector exposure.

The objective of this report is to summarize Zambia’s financial preparedness to crises and disasters at the sovereign, firm, and household levels. In this context, the focus is on the fiscal implications of the emergency response to shocks for the GRZ.

This study explores how surface water flood risk affects developers’ financial exposure during construction and sales, and whether cost-effective property-level resilience measures can reduce these impacts across different housing development scenarios.

HERA and its partners launched HERA Materna, the world’s first ever heat-pregnancy insurance program. Extreme heat is threatening pregnant women on the frontlines of the climate crisis, and until now no financial protection has existed to shield them.

This paper provides a summary review of the collection of parametric case studies. The paper highlights key takeaways from the case studies, including how solutions are already delivering rapid liquidity after disasters, & closing critical protection gaps