Insurance & risk transfer

The process of formally or informally shifting the financial consequences of particular risks from one party to another, whereby a household, community, enterprise or State authority will obtain resources from the other party after a disaster occurs, in exchange for ongoing or compensatory social or financial benefits provided to that other party.

Latest Insurance & risk transfer additions in the Knowledge Base

A man wades through the flood in Buenos Aires, Argentina
There are several factors that play an important role in the development of floods: air temperature, soil moisture, snow depth, and the daily precipitation in the days before a flood.
Helmholtz Association of German Research Centres (Helmholtz-Gemeinschaft Deutscher Forschungszentren)
The Ivan+20 Initiative spearheaded by CCRIF in collaboration with Caribbean governments and regional organizations collectively restate commitments to ensure they never forget, and adopt the lessons learned from Hurricane Ivan.
Caribbean Catastrophe Risk Insurance Facility, the
rey house with garage and driveway. Column porch with American flag.
Family homes with a room built atop the garage are common across the U.S. In an earthquake, these buildings risk collapse, but they are not currently covered by most local seismic regulations.
Temblor
A farmer tends to his maize crop in Talquezal, Guatemala
A recently published feasibility study identifies potential disaster risk finance and insurance solutions that could provide basic financial protection at scale for family farmers in northern Central America.
World Bank, the
An Egyptian farmer harvests his crops in Dahreya, Dakahleya, Egypt
This inventory provides information on a range of innovative financial instruments that have been used, or potentially could be used, to finance the implementation of climate change adaptation measures, including national priorities identified in NAPS.
National Adaptation Plan (NAP) Global Network
Cover
This study aims to provide an approach for assessing flood insurance in a context of low previous exposure to such products, to allow for a better consideration of the research context.
Insurance is a critical component of America's disaster safety net. That role makes it deeply troubling that in many places around the US right now, disaster insurance is becoming scarce, unaffordable, and the quality of coverage is degrading.
Earth.org
View of city high buildings along the river
Renters are an especially vulnerable population after natural disasters. They are generally less able to afford to move but are more likely to pay exorbitant markups when rental options are depleted.
Georgia Institute of Technology

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