Open for business: a disaster planning toolkit for the small to mid-sized business owner

The purpose of this document is to provide businesses with information to assist them in increasing their protection from disasters. IBHS, a nonprofit initiative of the insurance industry, developed Open for Business specifically for small to mid-sized businesses. The threat of a disaster-related closure is especially great for these businesses because they usually lack the financial resources for recovery, ability to spread their risk across several geographic locations, ready access to alternative suppliers and other advantages that most large organizations possess. Large firms also have an advantage by possessing the resources and expertise necessary to engage in professional disaster and recovery planning.