This document the fourth annual report of the Microinsurance Innovation Facility, a mechanism aimed at protecting poor people against risks – such as accidents, illnesses, death in the family, natural disasters and property losses – in exchange for insurance premium payments tailored to their preferences and capacity to pay. It addresses disaster coverage as part of the emerging trends and provides an example of microfinance institution that protects small entrepreneurs in the event of hurricanes, earthquakes, floods or wind events in Haiti.
The first part of the document outlines the emerging trends in microinsurance, while the second looks at the insights that the Facility has gained over the past 4 years. The annexes provide details on the Facility's partners, including grantees, and on the knowledge dissemination and professional development activities implemented during the year.
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